I predicted over a year ago in several publications including EuroMoney that we would have a world wide recession in 2020 and several times on BLOOMBERG TV and Radio!! The consultant and epidemiologist Cristina Valencia who works with me on Venezuelan Refugee problems and is on special assignment in HANOI for the WHO predicted the serverity of this Pandemic weeks ago!! She has just been cited for her work in this area by the Director of the WHO(World Health Organization). This will be the toughest year we have faced medically and financially in recent times!!! Please look after yourself and stay safe!!!